spendwell® Cash Back Card
& Bank Account

Spend today, rewards tomorrow.

Earn unlimited 1% cash back¹redeemable at Dollar General.

spendwell® Bank Account is a demand deposit account established by Pathward®, N.A., Member FDIC.

So much more beyond the rewards

Free early Direct Deposit²

Get paid up to 2 days faster when you set up Direct Deposit.²
Free to add cash

Add cash to your account at Dollar General using Barcode Reload from the spendwell Mobile App.
Waive the monthly fee

with Direct Deposit of any amount each month. The first monthly fee is assessed within 24 hours of registration and cannot be waived.

See Fees and Fee Schedule here.

An account that works as hard as you do:

Money In:

Direct Deposit
Add cash
Mobile Check Capture⁵

Money Out:

ATM
Online bill pay
Money transfer

Stay in the know with the spendwell Mobile App

Download the spendwell app⁴

Easily manage your account from wherever you are with the free app.
Quickly review account activity

You can quickly check your balance, view transactions, pay your bill and much more.
Set up text alerts⁴

Set up email and text alerts to receive notifications when your balance is low, when money has been added, and more!

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Ready to take your dollar further?

¹With the spendwell Unlimited 1% Cash Back card, earn 1% cash back on purchases (less returns/credits) rounded to the nearest dollar, added to your account after you use your card. Rounding purchases to the nearest dollar means that you won't earn a fraction of a penny in cash back. For example, a purchase of $0.01-$0.49 rounds to $0.00 (you don't earn cash back), a purchase of $0.50-$0.99 rounds to $1.00 (you earn $0.01 cash back), and so on. Account spend limits apply. Cash back is typically applied to your account promptly after your purchase, but could take up to 60 days. Cash back can be redeemed and used only for future purchases at Dollar General. ATM transactions, fees and Online Bill Pay are not purchases and do not earn cash back. For full terms and restrictions, see the Deposit Account Agreement.

²Faster access compared to to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early.

³Terms and conditions apply. You can add cash at other locations for up to $3.95. For details, please visit myspendwell.com/legal. Message and data rates may apply.

⁴Message and data rates may apply.

⁵The Mobile Check Capture by Ingo Money service is provided by a national bank which is identified in the bank’s and Ingo Money’s Terms and Conditions. Use of the Mobile Check Capture service is subject to the bank’s and Ingo Money’s Terms and Conditions and the bank’s and Ingo Money’s Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Certain fees may apply, see myspendwell.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the spendwell mobile app. See myspendwell.com/legal for details. Data rates may apply. Note: As of 2/13/2022, Mobile Check Capture is not available for use in the state of New York.