Fees & Limits

What fees and limits are associated with the spendwell® Bank Account:

After you register for a spendwell account all fee amounts will be withdrawn from your available funds and will be assessed as long as there is a remaining balance, except where prohibited by law. The fee table shows you the fees that will apply to your spendwell Bank Account after registration.

For details, please see below:

spendwell® Cash Back Bank Account Deposit Account Agreement

spendwell® No Monthly Fee Bank Account Deposit Account Agreement

The following limits apply to your spendwell Bank Account and linked subaccounts, in aggregate. We may set additional limits, including in circumstances in which we have not verified all of the identity and other personal information you have provided. All limits remain subject to change in our discretion at any time for legal, risk management, security or other reasons, subject to applicable law.

For details, please see below:

spendwell® Cash Back Bank Account Deposit Account Agreement

spendwell® No Monthly Fee Bank Account Deposit Account Agreement

Are there overdraft fees with my spendwell account?

To learn more about the fees associated with enrolling in overdraft protection, click here. If you are not enrolled in overdraft protection, then you will not receive overdraft fees because you cannot overdraft your spendwell account.

Are there any fees, limits or restrictions for ATM withdrawals?

Yes. Transactions at domestic ATMs have a fee of $3.00 fee when using a spendwell Cash Back card and a fee of $2.50 when using a spendwell No Monthly Fee card. ATM operator fees and decline fees may also apply. Please see the spendwell® Cash Back Bank Account Deposit Account Agreement and the spendwell® No Monthly Fee Bank Account Deposit Account Agreement for details.